NEW Specialty Homeowner's Products in Central & Western New York

Updated: Sep 11

As of September 2020, Encompass Agency is proud to introduce two of our new homeowner's insurance specialty underwriting programs available to homeowners in the greater Buffalo, Rochester and Syracuse, NY markets. Our programs, SELECTPORTFOLIO and PRECISIONPORTFOLIO, are custom tailored insurance solutions for specific homes.


Scroll down to read more about how you could save money and get better coverage:




Our PRECISIONPORTFOLIO program is targeted specifically for homes that are:

  1. Under 1,200 Square Feet

  2. One Story (Ranch, Rambler, Cottage) or 1.5 Story (Cape Cod) style homes

  3. Recently renovated, with roofs under 15 years in age

  4. Well maintained and manicured exterior

  5. Between $100,000 to $200,000 in Rebuild Value

Writing through three specific companies, our premiums have been targeted at $295 to $550 per year. We have been running sample quotes in Erie, Niagara, Orleans, Monroe, Cayuga and Onondaga counties.

The best part about PRECISIONPORTFOLIO quoted homes are that they include 100% replacement cost value on the dwelling and automatically include $5,000 in Water & Sewer Backup coverage. (Utility Line Coverage can also be added to cover sewer & water main lines)


If you would be interested in checking your eligibility, tap or click here to schedule a virtual appointment




Our SELECTPORTFOLIO program is targeted specifically for homes that are:

  1. Valued at $500,000+ in rebuild cost

  2. Recently renovated, with roofs under 15 years in age

  3. In need of specific or unique property coverage such as high limit water backup for finished basements, or specialty coverage for other buildings on premises

  4. Liability Limits starting at $500,000, and in need of $1M+ umbrella coverage

Homes in our SELECTPORTFOLIO program are specifically underwritten, and premiums vary greatly based on actual rebuild cost, structural build style, special architectural features and more. You will work with one assigned agent, who will do a thorough review of your property with you and build coverage to fit your exact needs.


If you would be interested in reviewing your high value home coverage, tap or click here to schedule a virtual appointment

© 2015 to 2020 Encompass Agency, Inc.

A licensed insurance broker in New York
A licensed insurance agent in Pennsylvania 
A licensed insurance agent in Tennessee 


576 Walck Rd., North Tonawanda NY 14120

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800-484-9712

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