October 30, 2026 | Encompass Agency, Inc. | Buffalo, NY If you've recently received your Allstate homeowner's insurance renewal and noticed that your premium is higher than it used to be, you might be wondering whether it's time to start shopping around. You're certainly not alone in asking that question. Homeowners insurance premiums have changed considerably over the past several years, and even some of the largest insurance companies in the country have continued adjusting