Insurance Blog

Articles and insights on current trends in insurance and financial matters that impact you.
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The Smart Move: Why Dorm-Dwellers Should Secure Renters Insurance (2023)

Story by Lauren K., Encompassinsurance.us August 9, 2023 2:00 PM EST - Buffalo, NY #EncompassAgency #Inflation #Economy #Insurance The...

Independent Agent vs. Direct - How to Pick Your Insurance

Not all insurance providers are created equal. Learn about the benefits of independent insurance agents in this helpful blog post.

Top 10 Summer Fire Hazards (2023)

Summer activities can pose potential fire hazards. Check out our top 10 tips for a safe, fire-free summer.

Earthquake hits Buffalo, 3.8 magnitude, shock wave felt into Canada

Story by Staff Writer, Encompassupstate.com 9:41AM EST - Buffalo, NY #BuffaloEarthquake #EarthquakeAlert #QuakeInBuffalo Buffalo, NY...

How does an insurance deductible work? (2023)

Original Article Date: 02/06/2023 Staff Writer • Buffalo, NY Presented by What is a deductible? 💵 A deductible in property & casualty...

What is an insurance claim? Understanding the basics (2023)

"Understand the process of filing an insurance claim with ease. Learn what it is, what information you need, and how to navigate a claim.

Step by Step Guide to Filing an Insurance Claim (2023)

Original Article Date: 01/29/2023 Staff Writer • Buffalo, NY Presented by Filing an insurance claim can be a stressful process,...

How to Choose the Right Amount of Coverage for Your Home and Auto Insurance (2023)

When it comes to purchasing home and auto insurance, one of the most important decisions you'll make is determining the right amount...

The Importance of Reviewing and Updating Your Insurance Policy Annually (2023)

As a responsible home or vehicle owner, you understand the importance of having insurance coverage in case of accidents...

Water Backup and Utility Line Insurance - What is the difference? (2022)

Water damage in homes is one of the most reported claims on the East Coast, right along with Fire, Theft and Wind claims.

Property Insurance Rates: How to Combat Inflation (2022)

This article discusses further ways for you to evaluate your property insurance to make sure you're receiving the best available rates.

3 New York Rental Property Insurance Companies for Great Rates (2022)

Original Article Date: 04/03/2022 Last Updated: 04/04/2022 Being a landlord isn't always a cakewalk. The furnace going out in December,...

Replacement Cost, Actual Cash Value & Flat Value: What's the Difference? (2022)

Do you know how your property is covered? Read our guide on cost values to see how your policy works.