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Why You Need Wedding Insurance: Protecting Your Big Day from Unforeseen Circumstances (2023)

Updated: Mar 18, 2023

Story by Staff Writer, Encompassinsurance.us March 14, 2023 4:05 PM EST - Buffalo, NY

#EncompassAgency #WeddingInsurance

wedding

Your wedding day is one of the most special and memorable moments of your life, but what if something unexpected happens? That's where wedding insurance comes in.


What is wedding insurance?

Wedding insurance is a type of special event insurance that provides coverage for unexpected events that may occur leading up to or during the big day. While many people view weddings as a joyous celebration, they can also come with a lot of stress and financial burden. Between venue deposits, vendor fees, and the cost of the event itself, weddings can quickly add up. This is why wedding insurance is becoming increasingly popular and is a smart investment for couples looking to protect their big day and their finances.

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A must have for weddings

One of the most important reasons to consider wedding insurance is liquor liability. This coverage protects the wedding couple and their venue in the event that a guest becomes intoxicated and causes harm to themselves or others. Alcohol-related incidents can lead to lawsuits and substantial financial losses, which is why having liquor liability coverage is essential for weddings.


Another benefit of wedding insurance is that it can provide coverage for unexpected events such as severe weather, vendor cancellations, and other unforeseen circumstances that could potentially ruin the wedding day. Wedding insurance can help couples recover some or all of their expenses in the event of a covered loss, so they don't have to worry about losing out on their investment.


Coverages Available

  • Cancellation or postponement of the special event

  • Event photographs/video

  • Event gifts

  • Special attire

  • Special jewelry

  • Lost deposits

  • Liability insurance

  • Liquor liability insurance

In addition to these benefits, wedding insurance can also provide peace of mind for couples and their families. With all of the planning and preparation that goes into a wedding, the last thing anyone wants to worry about is something going wrong. Wedding insurance gives couples the assurance that they have a safety net in place, so they can focus on enjoying their special day.

Wedding insurance can help couples recover some or all of their expenses in the event of a covered loss, so they don't have to worry about losing out on their investment.

Summary

Wedding insurance is a smart investment for couples who want to protect themselves and their finances. With liquor liability coverage, protection against unexpected events, and peace of mind, wedding insurance is a must-have for anyone planning a wedding.


 

Looking to insure your wedding?

Connect with an Encompass agent to start your quote.

Available 9-4 EST Monday through Friday Serving the East Coast of the United States


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